Check your insurance plan’s formulary. Many plans cover Cialis, Viagra, and Levitra, but coverage varies widely. Generic versions, if available, are often significantly cheaper and usually covered at a lower cost-sharing level.
Prior authorization may be required. This means your doctor needs to get pre-approval from your insurer before the medication is covered. This process can add time to receiving your prescription, so initiate it early.
Consider a mail-order pharmacy. Mail-order pharmacies frequently offer lower prices, especially for medications covered by insurance. Compare costs between your local pharmacy and mail-order options before filling your prescription.
Negotiate with your pharmacy. Ask about any discounts or programs they offer. Some pharmacies have patient assistance programs that reduce out-of-pocket expenses for certain medications.
Explore manufacturer coupons and savings cards. Drug manufacturers sometimes provide coupons or savings cards to lower the cost of their medications. Check the manufacturer’s website or your pharmacy for available options.
Compare different insurance plans. If you’re choosing a new health insurance plan, compare the formulary and cost-sharing for these medications. This can significantly impact your total cost.
Contact your insurer directly. If you have questions about your specific coverage or need clarification on the coverage details, contacting your insurance provider directly offers the most accurate information.
